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About our services amd costs |
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Platinum Financial Consulting
trading as
Best Income Protection
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The Old School House, East End Road, Bradwell-on-Sea, Essex, CM0 7PY |
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1. The Financial Services Authority (FSA) |
The FSA is the independent watchdog that regulates financial services. It requires us to give you this document. Please use this information to decide if our services are right for you.
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2. Whose products do we offer? |
Insurance - Income Protection & Mortgage Payment Protection |
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We only offer products from a limited number of insurers for private Medical Insurance, Accident Sickness & Unemployment (ASU), Household and other forms of personal lines insurance.
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3. Which service will we provide you with? |
Insurance - Income Protection & Mortgage Payment Protection |
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You will not receive advice or a recommendation from us we may ask some questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed. |
What will you have to pay us for our services? |
Insurance |
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A fee. |
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No fee, we will receive commission from the provider |
You will receive a quotation which will tell you about any other fees relating to any particular insurance policy.
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5. Who regulates us? |
Platinum Financial Consulting is authorised and regulated by the Financial Services Authority. Platinum Financial Consulting’s FSA register number is 227014.
Platinum Financial Consulting’s permitted business is advising on and arranging investment, non-investment insurance contracts and mortgages.
You can check this on the FSA’s Register by visiting the FSA’s Website www.fsa.gov/uk/register or by contacting the FSA on 0845 606 1234.
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6. What to do if you have a complaint |
If you wish to register a complaint, please contact us:
….in writing Write to The Compliance Officer, Platinum Financial Consulting, The Old School House, East End Road, Bradwell on Sea, Essex CM0 7PY
….by phone Telephone 08450 55 95 65
If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.
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7. Are we covered by the Financial Services Compensation Scheme (FSCS)? |
We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. |
Insurance |
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Insurance advising and arranging is covered for 90% of the claim, without any upper limit. |
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Further information about compensation scheme arrangements is available from the FSCS.
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